Texas suffered a drought in 1996 that had people praying for rain from Dallas to the Mexican border. Those prayers were answered with a vengeance in 1997. The rains began in May and saturated the ground. Heavy rain persisted through August. The resulting runoff turned almost every stream and river into violent white water.
Flooding hit almost all of the waterways that feed the Colorado River. Flood control reservoirs rose to record levels. And many houses and businesses built along the shores were completely destroyed. Much of the damage was uninsured.